Making It Official. I'm Retiring!
For women over 50 navigating a major career transition, this is the retirement conversation I've been waiting to have — because I'm officially retiring from corporate after nearly 40 years in the workforce, and today I can finally say it out loud. My last day at work is October 31st, and I am officially closing one of the biggest chapters of my life. In this episode, I'm sharing the real story: how the opportunity came, how I made the decision, and why I said yes even without having every detail of what comes next figured out. This isn't a highlight reel. I'm talking about the excitement AND the grief, the pride AND the uncertainty — because both are true. If you're approaching retirement, already there, or staring down your own major life transition and waiting for perfect clarity — this conversation is for you. Spoiler: the clarity doesn't always come first. Sometimes knowing it's time is enough.
✨ Key Takeaways
- Major life transitions rarely arrive neatly packaged — waiting for perfect clarity before saying yes can mean missing the moment
- Retirement isn't running away from something; it can be a deliberate, well-considered step toward something more aligned with who you're becoming
- Two things can be true at once: this can be the right decision AND still be an emotional one
- Retiring doesn't mean disappearing into everyone else's needs — it's an opportunity to decide more intentionally how you want to use your time
- You don't have to have your first six months color-coded before you turn the page
- Sometimes knowing it's time IS enough for the next step
📓 Reflection Prompts
Are you waiting to move forward because you believe you need the entire next chapter planned? What do you already know — right now — that you may be talking yourself out of acting on?
Let's Stay Connected
If you're retired, approaching retirement, or navigating a major transition of your own, I would love to hear what you're feeling most right now — excitement, relief, uncertainty, or a little bit of everything. Come find me on Instagram at @iamvaleriehatcher and tell me.
And if this episode resonated with you, share it with a woman who is thinking about her own next chapter. She needs to hear this one.
Visit pod.agingwithgraceandstyle.com for all episodes..
For months, I've talked about retirement on this podcast as though it were something that I might do one day.
Speaker AI've talked about the money.
Speaker AI've talked about identity.
Speaker AI've talked about watching other people retire and wondering whether I would be ready if the opportunity ever came my way.
Speaker ABut what I couldn't tell you was that retirement was no longer just a hypothetical conversation for me.
Speaker AThe opportunity did come.
Speaker AI had a decision to make.
Speaker AAnd now that I've told everyone that I needed to tell, I can finally tell you.
Speaker AI am officially retiring.
Speaker AMy last day at work will be October 31st.
Speaker APhew.
Speaker ASaying it out loud still feels a little strange.
Speaker AAfter more than 30 years at one company and then another nine years elsewhere, so say 40 years in the workforce, I'm preparing to close a major chapter of my life.
Speaker AAnd for the first time in a very long time, I don't have the next chapter completely planned.
Speaker AI have ideas.
Speaker AI have dreams.
Speaker AI definitely have a to do list.
Speaker ABut I don't have it all figured out.
Speaker AAnd surprisingly, I think I'm okay with that.
Speaker BLiving our best life.
Speaker BIt's good to be alive, but it's best to truly let your spirit fly.
Speaker BCelebrate the journey every single day.
Speaker BAging with grace and style in our own special way.
Speaker AHey, girl.
Speaker AWelcome to Aging with Grace and Style, the podcast for women over 50 who are ready to live this season of life with confidence, purpose, and a little bit of sass.
Speaker AI'm your host, Valerie Hatcher, and today we can finally have the retirement conversation I've wanted to have with you for months now.
Speaker AIf you've listened to the podcast for a while, you may have suspected something was going on.
Speaker AEarlier this year, I recorded an episode about retirement and why I started looking at money differently.
Speaker AI shared that my company had offered voluntary severance packages and that I was watching people my age take the opportunity to retire earlier than they may have originally planned.
Speaker AIt made me ask myself a very real question.
Speaker AIf the opportunity were ever offered to me, would I be financially ready to take it?
Speaker AI also recorded an episode about the identity side of retirement and asked, who will you be next?
Speaker AWe talked about what happens when a title that has defined so much of your adult life is no longer attached to your name.
Speaker AThose were honest conversations.
Speaker ABut there was a part of my story I wasn't able to share yet.
Speaker AI wasn't simply thinking about retirement.
Speaker AI was already considering a real opportunity to retire.
Speaker ASo today, the hypothetical part of the conversation is over.
Speaker AI said yes.
Speaker AFor a long time, retirement felt distant.
Speaker AI knew it was somewhere ahead of me, but I didn't have a circle around a date on the calendar.
Speaker AI wasn't counting down the days, and I wasn't going to work every morning thinking, I cannot wait to get out of here.
Speaker AThat isn't my story.
Speaker AI have built a career I'm proud of.
Speaker AI've done meaningful work, formed lasting relationships, supported leaders, helped employees through difficult situations, and spent years doing work that challenged me and helped me grow.
Speaker ASo retirement wasn't something I was running toward because I desperately wanted to escape my job.
Speaker AIt was more like a possibility that quietly began asking for my attention.
Speaker AWhen I saw colleagues accept voluntary severance and retire, I found myself wondering what I would do if I were given the same choice.
Speaker AWould I stay because it was comfortable and familiar?
Speaker AWould I be financially prepared to leave?
Speaker AWould I be emotionally prepared?
Speaker AAnd what would I do with myself if I wasn't getting up every morning to go to work?
Speaker AI didn't have immediate answers to all those questions, but I noticed that whenever I asked myself about whether I would take the opportunity, my answer kept leaning toward yes.
Speaker AThen the opportunity actually came.
Speaker AIt is one thing to imagine what you might do.
Speaker AIt's another thing entirely when there are documents to review, numbers to calculate, deadlines to meet, and a box waiting for you to check yes or no.
Speaker ASuddenly, this wasn't a podcast topic.
Speaker AThis was real life, and I took the decision seriously.
Speaker AI looked at the financial side.
Speaker AI thought about health care.
Speaker AI considered what I would be giving up and what I might gain.
Speaker AI talked with people I trust.
Speaker AI gave myself time to process what leaving would really mean.
Speaker AIn the end, I decided to take the voluntary severance and retire.
Speaker AThe decision didn't make itself.
Speaker AI made it.
Speaker ABut I was able to make it because the opportunity, my preparation, and the season of my life had finally aligned.
Speaker APeople naturally want to know why?
Speaker AWhy now?
Speaker AWhy not work a few more years?
Speaker BWhy?
Speaker AWhy leave a stable career when I'm still capable of doing the work?
Speaker AAnd those are fair questions.
Speaker AAnd trust me, I've asked them of myself, too.
Speaker AThe simplest answer is that I recognized a good opportunity when it appeared.
Speaker AWe often wait for perfect clarity before making a major decision.
Speaker AWe want every question answered, every risk removed, and every detail of the future carefully organized.
Speaker AI know I do.
Speaker ABut major life transitions rarely arrive that neatly packaged.
Speaker AI don't know exactly what every day of my retirement will look like.
Speaker AI don't know which of my ideas will grow and which ones I may decide aren't right for me at all.
Speaker AWhat I do know is that time feels different to me now.
Speaker AAt 63, I don't think of time as unlimited now.
Speaker AThat doesn't mean I'm sitting around thinking something terrible is about to happen.
Speaker AIt means I understand the value of the healthy, active years in front of me.
Speaker AI want to experience some ordinary Tuesdays that don't belong to a corporate calendar.
Speaker AI want mornings when I can drink my coffee without immediately thinking about the first meeting of the day.
Speaker AI want time to work on my home, create content, grow this podcast, explore new ideas, spend time with my family, and be present for Halo as she grows.
Speaker AI have a feeling my grandma calendar will not be empty, but I also want to be careful about how I tell the story.
Speaker AI am not retiring solely to become a full time grandmother.
Speaker AI adore Halo and I want more time with her.
Speaker ABut I'm also a woman with interests, with dreams, gifts and plans of my own.
Speaker AThat matters to me.
Speaker ARetirement is not me disappearing into everyone else's needs.
Speaker AIt is an opportunity to decide more intentionally how I want to use my time.
Speaker AI've spent much of my adult life working with schedules, deadlines, responsibilities, and expectations.
Speaker ANow I have an opportunity to build a life with more room in it.
Speaker AI don't need every inch of that room filled on the first day.
Speaker AI am excited about retiring, but I'm not going to pretend leaving is easy simply because it is my choice.
Speaker AThis is bittersweet.
Speaker AMy career has been more than a paycheck.
Speaker AIt has been a source of accomplishment, growth, relationships, and identity.
Speaker AI know how to be Valerie at work.
Speaker AI understand my role.
Speaker AI know what people expect from me.
Speaker AI've built credibility over time and I know the value I bring into a room.
Speaker AThere's comfort in being good at something that you've done for years.
Speaker ARetirement means voluntarily stepping away from a place where I know who I am and entering a season where some of that will have to be rediscovered.
Speaker AI'll miss the people.
Speaker AI'll miss being part of the conversations.
Speaker AI'll probably even miss solving some of the problems, although I reserve the right to deny saying that later.
Speaker AThere are also people I've supported for years.
Speaker ASome I hired, some I inherited through organizational changes, and others I've watched grow into leadership.
Speaker AThose relationships are part of what made this decision difficult.
Speaker AThat's why I don't think we need to force major transitions into one emotional category.
Speaker AI can be grateful for my career and ready to leave it.
Speaker AI can be proud of what I built and curious about who I'll be without it.
Speaker AI can be excited about retirement and still feel something.
Speaker AWhen I think about my final day, two things can be true.
Speaker AThis can be the right decision and still be an emotional one.
Speaker AAlmost immediately after I started telling people I was retiring, the questions began.
Speaker AWhat are you going to do?
Speaker AAre you going to travel?
Speaker AAre you going to consult?
Speaker AWhat's next?
Speaker AAnd I understand why people ask.
Speaker AWe're accustomed to defining ourselves by what we do, but the honest answer is that I don't have my post retirement life completely figured out.
Speaker AI have possibilities.
Speaker AI'm considering what Valerie Hatchet Consulting could look like after decades in hr.
Speaker AI have experience that could help small business owners who need practical support with leadership, performance, communication, engagement and building stronger teams.
Speaker ABut if I pursue consulting, I want it to fit in my life.
Speaker AI don't want to retire from one demanding schedule and immediately create another one with my name on the letterhead.
Speaker AI want whatever I build to be sustainable, flexible and aligned with the life I'm trying to create.
Speaker AI also want more time for aging with grace and stuff.
Speaker AFor the last few years, I've created this podcast around a full time job, family, church, responsibilities, brand partnerships, and everything else that life brings.
Speaker AMany times the podcast received whatever energy I had left after everything else was done.
Speaker AI'm excited to see what might happen when my creative work isn't always competing with my corporate work.
Speaker ABut I'm also giving myself permission to rest.
Speaker AThat may be the hardest part for me.
Speaker AI am very good at filling a calendar.
Speaker AI can already imagine myself turning retirement into a performance review with goals, measurements, deadlines and quarterly deliverables.
Speaker AThat would be very on brand for an HR woman.
Speaker ABut I don't want to feel pressured to prove that my retirement is productive enough.
Speaker AI want to discover its rhythm before I define it.
Speaker AMaybe there will be consulting.
Speaker AThere will definitely be more content and more time with my family.
Speaker AThere will be opportunities that I can't see yet.
Speaker AAnd there should also be quiet mornings, house projects, walks, coffee on the patio, and days when I'm not working toward anything measurable.
Speaker AI've earned the right to let this next chapter reveal itself a little at a time.
Speaker AOne thing I know for certain is that retirement is going to become part of what we talk about here.
Speaker AUntil now, I've had to speak about some of it carefully because there were people I needed to tell personally and professionally before I shared it publicly.
Speaker ANow we can have the open, honest conversations.
Speaker AWe can talk about preparing to leave.
Speaker AWe can talk about saying goodbye to people in a career that mattered.
Speaker AOr we can talk about the financial and practical adjustments, the change in the daily rhythm, and the emotions that may show up after the retirement celebration is over.
Speaker AWe can talk about what happens when Monday morning no longer means, what it has meant for most of our adult lives.
Speaker AAnd I'm sure we'll talk about what I get right, what surprises me, and what I completely misjudged.
Speaker AI don't want to present myself as a retirement expert, standing on the other side with all the answers.
Speaker AI want to bring you along.
Speaker AAs I experience it.
Speaker ASome of you are already retired.
Speaker ASome of you are counting down the days.
Speaker ASome of you aren't sure you ever want or will be able to retire.
Speaker AAnd some of you may be facing a completely different transition.
Speaker ABut I think there is something universal in this moment.
Speaker AEventually, most of us reach a point where the life that has been familiar begins, making room for something new.
Speaker AWe may not know exactly what comes next, but we can still recognize when it's time to turn the page.
Speaker AI don't need a perfect answer every time someone asks, what are you going to do?
Speaker AI can simply say, I'm going to find out.
Speaker AThis isn't a lack of direction, it's an openness to possibility.
Speaker ASo if you're facing a transition of your own, I want you to consider this.
Speaker AAre you waiting to move forward because you believe you must have the entire next chapter plan?
Speaker AMaybe your next step isn't to figure out everything that comes after the decision.
Speaker AMaybe it's simply to be honest about what you already know.
Speaker AI knew I was ready.
Speaker AI knew the opportunity made sense.
Speaker AAnd I knew that staying solely because it was familiar was no longer the best reason to stay.
Speaker AI may not know everything I'm walking toward, but I know I'm ready to begin walking.
Speaker ASo there it is.
Speaker AAfter months of carefully choosing my words and talking around what was happening behind the scenes, I can finally say it plainly.
Speaker AI am retiring.
Speaker AI'm excited.
Speaker AI'm grateful.
Speaker AI'm a little uncertain.
Speaker AI'm aware that I'm leaving something significant behind, and I'm curious about the woman I will become on the other side of it.
Speaker AI don't have to know exactly what comes next to know that this is the right next step.
Speaker ASometimes saying yes to a new chapter doesn't mean we know exactly what the chapter will contain.
Speaker AIt simply means we know that it's time to turn the page.
Speaker ANow, I'm not about to become a lady of leisure tomorrow, but the countdown is officially on, and I am bringing you with me.
Speaker AIf you're retired approaching retirement or navigating a major transition on your own.
Speaker AI would love to hear what you're feeling most right now.
Speaker AExcitement, relief, uncertainty, or a little bit of everything.
Speaker AYou can find me on Instagram at I am Valerie Hatcher and you can catch up on previous episodes of the podcast@pod.agingwithgraceandstyle.com if this episode resonated with you, share it with another woman who is thinking about her own next chapter.
Speaker AAnd don't forget to follow the podcast and leave a rating or review.
Speaker AIt helps more women find the conversations and become part of our community.
Speaker AI'll see you next Tuesday.
Speaker AAnd remember, aging is not a curse.
Speaker AIt is absolutely 100% a blessing.
Speaker ATalk soon.
Speaker AThanks for hanging out with me today.
Speaker AIf you love this episode, do me a favor, share it with a friend and leave a quick review.
Speaker AIt's a small thing that makes a big difference.
Speaker ADon't forget to subscribe so you never miss an episode.
Speaker AAnd hey, let's keep the conversation going.
Speaker AJoin me at pod.agingwithgraceinstyle.com for more tips, stories and a whole lot of connection.
Speaker AUntil next time, keep shining with grace, grace, style and a touch of sass.