Aug. 11, 2026

Making It Official. I'm Retiring!

Making It Official.  I'm Retiring!

For women over 50 navigating a major career transition, this is the retirement conversation I've been waiting to have — because I'm officially retiring from corporate after nearly 40 years in the workforce, and today I can finally say it out loud. My last day at work is October 31st, and I am officially closing one of the biggest chapters of my life. In this episode, I'm sharing the real story: how the opportunity came, how I made the decision, and why I said yes even without having every detail of what comes next figured out. This isn't a highlight reel. I'm talking about the excitement AND the grief, the pride AND the uncertainty — because both are true. If you're approaching retirement, already there, or staring down your own major life transition and waiting for perfect clarity — this conversation is for you. Spoiler: the clarity doesn't always come first. Sometimes knowing it's time is enough.

Key Takeaways

  • Major life transitions rarely arrive neatly packaged — waiting for perfect clarity before saying yes can mean missing the moment
  • Retirement isn't running away from something; it can be a deliberate, well-considered step toward something more aligned with who you're becoming
  • Two things can be true at once: this can be the right decision AND still be an emotional one
  • Retiring doesn't mean disappearing into everyone else's needs — it's an opportunity to decide more intentionally how you want to use your time
  • You don't have to have your first six months color-coded before you turn the page
  • Sometimes knowing it's time IS enough for the next step

📓 Reflection Prompts

Are you waiting to move forward because you believe you need the entire next chapter planned? What do you already know — right now — that you may be talking yourself out of acting on?

Let's Stay Connected

If you're retired, approaching retirement, or navigating a major transition of your own, I would love to hear what you're feeling most right now — excitement, relief, uncertainty, or a little bit of everything. Come find me on Instagram at @iamvaleriehatcher and tell me.

And if this episode resonated with you, share it with a woman who is thinking about her own next chapter. She needs to hear this one.

Visit pod.agingwithgraceandstyle.com for all episodes..

Speaker A

For months, I've talked about retirement on this podcast as though it were something that I might do one day.

Speaker A

I've talked about the money.

Speaker A

I've talked about identity.

Speaker A

I've talked about watching other people retire and wondering whether I would be ready if the opportunity ever came my way.

Speaker A

But what I couldn't tell you was that retirement was no longer just a hypothetical conversation for me.

Speaker A

The opportunity did come.

Speaker A

I had a decision to make.

Speaker A

And now that I've told everyone that I needed to tell, I can finally tell you.

Speaker A

I am officially retiring.

Speaker A

My last day at work will be October 31st.

Speaker A

Phew.

Speaker A

Saying it out loud still feels a little strange.

Speaker A

After more than 30 years at one company and then another nine years elsewhere, so say 40 years in the workforce, I'm preparing to close a major chapter of my life.

Speaker A

And for the first time in a very long time, I don't have the next chapter completely planned.

Speaker A

I have ideas.

Speaker A

I have dreams.

Speaker A

I definitely have a to do list.

Speaker A

But I don't have it all figured out.

Speaker A

And surprisingly, I think I'm okay with that.

Speaker B

Living our best life.

Speaker B

It's good to be alive, but it's best to truly let your spirit fly.

Speaker B

Celebrate the journey every single day.

Speaker B

Aging with grace and style in our own special way.

Speaker A

Hey, girl.

Speaker A

Welcome to Aging with Grace and Style, the podcast for women over 50 who are ready to live this season of life with confidence, purpose, and a little bit of sass.

Speaker A

I'm your host, Valerie Hatcher, and today we can finally have the retirement conversation I've wanted to have with you for months now.

Speaker A

If you've listened to the podcast for a while, you may have suspected something was going on.

Speaker A

Earlier this year, I recorded an episode about retirement and why I started looking at money differently.

Speaker A

I shared that my company had offered voluntary severance packages and that I was watching people my age take the opportunity to retire earlier than they may have originally planned.

Speaker A

It made me ask myself a very real question.

Speaker A

If the opportunity were ever offered to me, would I be financially ready to take it?

Speaker A

I also recorded an episode about the identity side of retirement and asked, who will you be next?

Speaker A

We talked about what happens when a title that has defined so much of your adult life is no longer attached to your name.

Speaker A

Those were honest conversations.

Speaker A

But there was a part of my story I wasn't able to share yet.

Speaker A

I wasn't simply thinking about retirement.

Speaker A

I was already considering a real opportunity to retire.

Speaker A

So today, the hypothetical part of the conversation is over.

Speaker A

I said yes.

Speaker A

For a long time, retirement felt distant.

Speaker A

I knew it was somewhere ahead of me, but I didn't have a circle around a date on the calendar.

Speaker A

I wasn't counting down the days, and I wasn't going to work every morning thinking, I cannot wait to get out of here.

Speaker A

That isn't my story.

Speaker A

I have built a career I'm proud of.

Speaker A

I've done meaningful work, formed lasting relationships, supported leaders, helped employees through difficult situations, and spent years doing work that challenged me and helped me grow.

Speaker A

So retirement wasn't something I was running toward because I desperately wanted to escape my job.

Speaker A

It was more like a possibility that quietly began asking for my attention.

Speaker A

When I saw colleagues accept voluntary severance and retire, I found myself wondering what I would do if I were given the same choice.

Speaker A

Would I stay because it was comfortable and familiar?

Speaker A

Would I be financially prepared to leave?

Speaker A

Would I be emotionally prepared?

Speaker A

And what would I do with myself if I wasn't getting up every morning to go to work?

Speaker A

I didn't have immediate answers to all those questions, but I noticed that whenever I asked myself about whether I would take the opportunity, my answer kept leaning toward yes.

Speaker A

Then the opportunity actually came.

Speaker A

It is one thing to imagine what you might do.

Speaker A

It's another thing entirely when there are documents to review, numbers to calculate, deadlines to meet, and a box waiting for you to check yes or no.

Speaker A

Suddenly, this wasn't a podcast topic.

Speaker A

This was real life, and I took the decision seriously.

Speaker A

I looked at the financial side.

Speaker A

I thought about health care.

Speaker A

I considered what I would be giving up and what I might gain.

Speaker A

I talked with people I trust.

Speaker A

I gave myself time to process what leaving would really mean.

Speaker A

In the end, I decided to take the voluntary severance and retire.

Speaker A

The decision didn't make itself.

Speaker A

I made it.

Speaker A

But I was able to make it because the opportunity, my preparation, and the season of my life had finally aligned.

Speaker A

People naturally want to know why?

Speaker A

Why now?

Speaker A

Why not work a few more years?

Speaker B

Why?

Speaker A

Why leave a stable career when I'm still capable of doing the work?

Speaker A

And those are fair questions.

Speaker A

And trust me, I've asked them of myself, too.

Speaker A

The simplest answer is that I recognized a good opportunity when it appeared.

Speaker A

We often wait for perfect clarity before making a major decision.

Speaker A

We want every question answered, every risk removed, and every detail of the future carefully organized.

Speaker A

I know I do.

Speaker A

But major life transitions rarely arrive that neatly packaged.

Speaker A

I don't know exactly what every day of my retirement will look like.

Speaker A

I don't know which of my ideas will grow and which ones I may decide aren't right for me at all.

Speaker A

What I do know is that time feels different to me now.

Speaker A

At 63, I don't think of time as unlimited now.

Speaker A

That doesn't mean I'm sitting around thinking something terrible is about to happen.

Speaker A

It means I understand the value of the healthy, active years in front of me.

Speaker A

I want to experience some ordinary Tuesdays that don't belong to a corporate calendar.

Speaker A

I want mornings when I can drink my coffee without immediately thinking about the first meeting of the day.

Speaker A

I want time to work on my home, create content, grow this podcast, explore new ideas, spend time with my family, and be present for Halo as she grows.

Speaker A

I have a feeling my grandma calendar will not be empty, but I also want to be careful about how I tell the story.

Speaker A

I am not retiring solely to become a full time grandmother.

Speaker A

I adore Halo and I want more time with her.

Speaker A

But I'm also a woman with interests, with dreams, gifts and plans of my own.

Speaker A

That matters to me.

Speaker A

Retirement is not me disappearing into everyone else's needs.

Speaker A

It is an opportunity to decide more intentionally how I want to use my time.

Speaker A

I've spent much of my adult life working with schedules, deadlines, responsibilities, and expectations.

Speaker A

Now I have an opportunity to build a life with more room in it.

Speaker A

I don't need every inch of that room filled on the first day.

Speaker A

I am excited about retiring, but I'm not going to pretend leaving is easy simply because it is my choice.

Speaker A

This is bittersweet.

Speaker A

My career has been more than a paycheck.

Speaker A

It has been a source of accomplishment, growth, relationships, and identity.

Speaker A

I know how to be Valerie at work.

Speaker A

I understand my role.

Speaker A

I know what people expect from me.

Speaker A

I've built credibility over time and I know the value I bring into a room.

Speaker A

There's comfort in being good at something that you've done for years.

Speaker A

Retirement means voluntarily stepping away from a place where I know who I am and entering a season where some of that will have to be rediscovered.

Speaker A

I'll miss the people.

Speaker A

I'll miss being part of the conversations.

Speaker A

I'll probably even miss solving some of the problems, although I reserve the right to deny saying that later.

Speaker A

There are also people I've supported for years.

Speaker A

Some I hired, some I inherited through organizational changes, and others I've watched grow into leadership.

Speaker A

Those relationships are part of what made this decision difficult.

Speaker A

That's why I don't think we need to force major transitions into one emotional category.

Speaker A

I can be grateful for my career and ready to leave it.

Speaker A

I can be proud of what I built and curious about who I'll be without it.

Speaker A

I can be excited about retirement and still feel something.

Speaker A

When I think about my final day, two things can be true.

Speaker A

This can be the right decision and still be an emotional one.

Speaker A

Almost immediately after I started telling people I was retiring, the questions began.

Speaker A

What are you going to do?

Speaker A

Are you going to travel?

Speaker A

Are you going to consult?

Speaker A

What's next?

Speaker A

And I understand why people ask.

Speaker A

We're accustomed to defining ourselves by what we do, but the honest answer is that I don't have my post retirement life completely figured out.

Speaker A

I have possibilities.

Speaker A

I'm considering what Valerie Hatchet Consulting could look like after decades in hr.

Speaker A

I have experience that could help small business owners who need practical support with leadership, performance, communication, engagement and building stronger teams.

Speaker A

But if I pursue consulting, I want it to fit in my life.

Speaker A

I don't want to retire from one demanding schedule and immediately create another one with my name on the letterhead.

Speaker A

I want whatever I build to be sustainable, flexible and aligned with the life I'm trying to create.

Speaker A

I also want more time for aging with grace and stuff.

Speaker A

For the last few years, I've created this podcast around a full time job, family, church, responsibilities, brand partnerships, and everything else that life brings.

Speaker A

Many times the podcast received whatever energy I had left after everything else was done.

Speaker A

I'm excited to see what might happen when my creative work isn't always competing with my corporate work.

Speaker A

But I'm also giving myself permission to rest.

Speaker A

That may be the hardest part for me.

Speaker A

I am very good at filling a calendar.

Speaker A

I can already imagine myself turning retirement into a performance review with goals, measurements, deadlines and quarterly deliverables.

Speaker A

That would be very on brand for an HR woman.

Speaker A

But I don't want to feel pressured to prove that my retirement is productive enough.

Speaker A

I want to discover its rhythm before I define it.

Speaker A

Maybe there will be consulting.

Speaker A

There will definitely be more content and more time with my family.

Speaker A

There will be opportunities that I can't see yet.

Speaker A

And there should also be quiet mornings, house projects, walks, coffee on the patio, and days when I'm not working toward anything measurable.

Speaker A

I've earned the right to let this next chapter reveal itself a little at a time.

Speaker A

One thing I know for certain is that retirement is going to become part of what we talk about here.

Speaker A

Until now, I've had to speak about some of it carefully because there were people I needed to tell personally and professionally before I shared it publicly.

Speaker A

Now we can have the open, honest conversations.

Speaker A

We can talk about preparing to leave.

Speaker A

We can talk about saying goodbye to people in a career that mattered.

Speaker A

Or we can talk about the financial and practical adjustments, the change in the daily rhythm, and the emotions that may show up after the retirement celebration is over.

Speaker A

We can talk about what happens when Monday morning no longer means, what it has meant for most of our adult lives.

Speaker A

And I'm sure we'll talk about what I get right, what surprises me, and what I completely misjudged.

Speaker A

I don't want to present myself as a retirement expert, standing on the other side with all the answers.

Speaker A

I want to bring you along.

Speaker A

As I experience it.

Speaker A

Some of you are already retired.

Speaker A

Some of you are counting down the days.

Speaker A

Some of you aren't sure you ever want or will be able to retire.

Speaker A

And some of you may be facing a completely different transition.

Speaker A

But I think there is something universal in this moment.

Speaker A

Eventually, most of us reach a point where the life that has been familiar begins, making room for something new.

Speaker A

We may not know exactly what comes next, but we can still recognize when it's time to turn the page.

Speaker A

I don't need a perfect answer every time someone asks, what are you going to do?

Speaker A

I can simply say, I'm going to find out.

Speaker A

This isn't a lack of direction, it's an openness to possibility.

Speaker A

So if you're facing a transition of your own, I want you to consider this.

Speaker A

Are you waiting to move forward because you believe you must have the entire next chapter plan?

Speaker A

Maybe your next step isn't to figure out everything that comes after the decision.

Speaker A

Maybe it's simply to be honest about what you already know.

Speaker A

I knew I was ready.

Speaker A

I knew the opportunity made sense.

Speaker A

And I knew that staying solely because it was familiar was no longer the best reason to stay.

Speaker A

I may not know everything I'm walking toward, but I know I'm ready to begin walking.

Speaker A

So there it is.

Speaker A

After months of carefully choosing my words and talking around what was happening behind the scenes, I can finally say it plainly.

Speaker A

I am retiring.

Speaker A

I'm excited.

Speaker A

I'm grateful.

Speaker A

I'm a little uncertain.

Speaker A

I'm aware that I'm leaving something significant behind, and I'm curious about the woman I will become on the other side of it.

Speaker A

I don't have to know exactly what comes next to know that this is the right next step.

Speaker A

Sometimes saying yes to a new chapter doesn't mean we know exactly what the chapter will contain.

Speaker A

It simply means we know that it's time to turn the page.

Speaker A

Now, I'm not about to become a lady of leisure tomorrow, but the countdown is officially on, and I am bringing you with me.

Speaker A

If you're retired approaching retirement or navigating a major transition on your own.

Speaker A

I would love to hear what you're feeling most right now.

Speaker A

Excitement, relief, uncertainty, or a little bit of everything.

Speaker A

You can find me on Instagram at I am Valerie Hatcher and you can catch up on previous episodes of the podcast@pod.agingwithgraceandstyle.com if this episode resonated with you, share it with another woman who is thinking about her own next chapter.

Speaker A

And don't forget to follow the podcast and leave a rating or review.

Speaker A

It helps more women find the conversations and become part of our community.

Speaker A

I'll see you next Tuesday.

Speaker A

And remember, aging is not a curse.

Speaker A

It is absolutely 100% a blessing.

Speaker A

Talk soon.

Speaker A

Thanks for hanging out with me today.

Speaker A

If you love this episode, do me a favor, share it with a friend and leave a quick review.

Speaker A

It's a small thing that makes a big difference.

Speaker A

Don't forget to subscribe so you never miss an episode.

Speaker A

And hey, let's keep the conversation going.

Speaker A

Join me at pod.agingwithgraceinstyle.com for more tips, stories and a whole lot of connection.

Speaker A

Until next time, keep shining with grace, grace, style and a touch of sass.